Proposed for NBCC (India) Limited
Online EMD &
BG Management
System
A fully automated, end-to-end digital platform eliminating manual EMD handling — enabling online payment, auto-verification, auto-refund, and electronic Bank Guarantee lifecycle management for NBCC's e-Tendering process.
Platform Highlights
💳
Online EMD Payments
Secure digital payment gateway integration for EMD submission.
✔
Auto Verification
Automatic verification of EMD and Bank Guarantee details.
🔁
Auto Refund
Automatic EMD refund processing after tender evaluation.
🏦
e-BG Lifecycle
Complete Bank Guarantee lifecycle with NeSL integration.
Solution Objectives
→ Automate EMD payment management — zero manual intervention
→ Online verification of EMD in the e-Tendering process
→ Auto-processing of EMD refunds post bid evaluation
→ Secure, transparent, anytime–anywhere payment flexibility
→ Eliminate duplicate EMD refund errors and reconciliation issues
EMD MANAGEMENT
SYSTEM
Functional Features of the EMD Portal
Tender Listing
User Registration
Online Payment
EMD Refund
01Dedicated website
where all
e-Tenders of NBCC are hosted for EMD fee processing
02System auto-populates
tenders available on NBCC's e-Tender portal automatically
03NBCC officials verify
and
approve populated details before making them public to bidders
04Bidders can view all
listed
tenders and tender documents (optional) from the portal
05All e-tenders and
corrigendum / amendments listed after NBCC official verification and approval
06Frequency of
auto-populating eTenders / corrigendum configurable as directed by NBCC
07Cancelled tenders
automatically updated on system with notification sent to all registered bidders
08NBCC Officials
Registration
— provision to map entire organisational hierarchy of the department
09Create Designations
with
specific roles and responsibilities within the portal
10Assign rights to
designations — full or limited access based on role
11Create Departments
and map
officials to their respective departments
12Assign additional
dynamic
rights to individual users beyond designation-level rights
13Map users to EMD
Opening /
Verification Committee
14Change / update
department,
designation, and rights allocated to designations at any time
15Bidder
Self-Registration —
interested bidders register independently and view all tenders
01Bidders process
Document
Fees and EMD payments using their own registered login credentials
02All e-Tenders being
processed at NBCC's eTendering portal displayed after bidder login
03Separate processing
for
Document Fees (if applicable) and EMD amounts
04Deadline enforcement
—
bidders must process EMD and Document Fees within the specified timeframe
05Create tender opening
and
evaluation committee for verification of submitted payments
06Bidder dashboard with
complete historical data under "My Tenders" — all past EMD transactions
07Tender document fees
and
EMD details verifiable only after tender opening due date
08Authorized committee
members verify EMD post tender opening; full list of successful bidders displayed
Payment Options Available to Bidders
💳 Debit Card
💳 Credit Card
🌐 Net Banking
🏦 e-CMS Challan
Payment Confirmation Dashboard Shows
Tender No.
Brief Scope
Beneficiary Account
Amount Paid (EMD / Doc Fees)
Transaction Ref. Number
Date & Time
Transaction Status
Accept
EMDRetained for successful/winning bidder
Process
RefundAuto-refund to unsuccessful bidders
Forfeit
EMDIn case of non-compliance or default
16Post bid evaluation,
NBCC
initiates processing of successful / unsuccessful bidder EMDs
17Committee provisions:
process EMD refund, accept EMD, or forfeit EMD — within the system
18Bidder EMD refund
sent to
bank account details registered at the time of system registration
19NBCC notified about
unsuccessful EMD refunds with specific reason for failure
20Provision for NBCC to
edit
refund account details if bidder account is suspended or non-functional
21Real-time status
updates
once EMDs are updated (refunded / accepted / forfeited)
22Processing of refund
for
cancelled tender EMDs — automatic or manual initiation
BG MANAGEMENT
SOLUTION
Five-Module Bank Guarantee Lifecycle Platform
From BG submission to encashment and renewal — complete electronic lifecycle management integrated with NeSL and bank APIs for tamper-proof guarantees.
01
Online BG Entry
02
BG Verification
03
BG Monitoring (Real-Time)
04
BG Encashment
05
BG Replacement & Renewal
5
Modules Managing BG Lifecycle
MIS & REPORTING